If anyone remembers my post in May when my car got hit, it has been a battle ever since. The entire lower frame rail is damaged, the repair is at $20,200 and my insurance will not total it! I paid 29,900 for the car, but they think it is worth 33,500, so the repair is not enough % wise to justify totalling it. I have pleaded I only want what I paid for the car, but they do not care.
The person who hit me was at fault, police report backs that up, but she was 15, no insurance and no drivers license. Her Grandma owns the car, she did not have permission to drive it, so her insurance denies paying for the repairs, so my insurance is covering it under uninsured. I had a rental for 30 days, insurance will only pay for 30 days, so now I have no rental car also!
The BMW shop it is at said it will take about another month to finish it, they got the car May 20th.
I have talked to 5 attorneys about trying to get them to convince my insurance to total it, but none will take it on since there were no injuries, not enough money in it they said!
So here I am, have the car for about a month, go to lunch and get hit, the kid who hit me just gets to wash her hands of the whole deal and now I am stuck with a car that won't get me jack squat on trade in with all the damages carfax will report. It's like honest people get screwed each time! If I would have faked an injury, this would be a different deal all together! (Oh, my neck hurts, my back is hurt...)
Oh yeah, and she ran after she hit my car, but the polcie aren't doing jack about it. Leaving the scene of an accident is a felony, but I guess since she is 15, it is OK??? Doesn't mater she left when she was at fault, has no insurance or drivers license, she got a slap on the wrist and that's it!
I am sooooo mad!!!
rant off
The person who hit me was at fault, police report backs that up, but she was 15, no insurance and no drivers license. Her Grandma owns the car, she did not have permission to drive it, so her insurance denies paying for the repairs, so my insurance is covering it under uninsured. I had a rental for 30 days, insurance will only pay for 30 days, so now I have no rental car also!
The BMW shop it is at said it will take about another month to finish it, they got the car May 20th.
I have talked to 5 attorneys about trying to get them to convince my insurance to total it, but none will take it on since there were no injuries, not enough money in it they said!
So here I am, have the car for about a month, go to lunch and get hit, the kid who hit me just gets to wash her hands of the whole deal and now I am stuck with a car that won't get me jack squat on trade in with all the damages carfax will report. It's like honest people get screwed each time! If I would have faked an injury, this would be a different deal all together! (Oh, my neck hurts, my back is hurt...)
Oh yeah, and she ran after she hit my car, but the polcie aren't doing jack about it. Leaving the scene of an accident is a felony, but I guess since she is 15, it is OK??? Doesn't mater she left when she was at fault, has no insurance or drivers license, she got a slap on the wrist and that's it!
I am sooooo mad!!!
rant off